Foundations of Workers' Compensation Program

The IAIABC Foundations of Workers' Compensation Program is developed for those charged with the administration of their state, provincial, or jurisdictional workers' compensation system. The Foundations Program offers a comprehensive look at workers' compensation administrative and regulatory topics at a theoretical and practical level, examining how differences play out across systems.

Participants may include those with management responsibility within workers' compensation commissions or boards, departments of labor or workforce development, divisions of workers' compensation, or departments of insurance. Many participants in the Foundations Program are new to workers' compensation. Program content is shared through self-paced learning modules, webinars, and discussion sessions.

Participants who complete the entire Program, finish all assignments, and pass the final test receive the Foundations of Workers' Compensation digital credential. Digital credentials, or badges, are a visual representation of skills or achievements earned by an individual through completion of specific programs, courses, or other activities. Badges are instantly verifiable and shareable. They serve as a way to showcase skills and achievements in a way that is not possible with a paper certificate.

The digital credential (image on the right) will be issued to jurisdictional agency staff who successfully complete the entirety of the IAIABC's Foundations of Workers' Compensation Program

The 2022 Foundations of Workers' Compensation  Program took place  June -September 2022.  Stay tuned for 2023 dates.

Courses

June /July 2022

Orientation 

Meet and learn about other participants in the 2022 Foundations Program cohort. During this session, we will also walk through how to access courses, the flow of the program, and opportunities to engage.


History of Workers' Compensation

Founded more than 125 years ago in Germany, workers’ compensation is the oldest social insurance program in the world. This self-guided course will share key elements and events that resulted in the development of workplace accident insurance schemes. In particular, explore the economic, legal, and social conditions of the industrial revolution which fermented a demand for change. Appreciate the importance of workers’ compensation as a “grand bargain” and why the concepts of exclusive remedy and no-fault insurance were so revolutionary.


Workers' Compensation Administrative and Regulatory Structures

All workers’ compensation systems are founded on the principles of equity and protection for employers and employees. However, there are often vast differences in design among state, provincial, and other jurisdictional workers’ compensation systems. Learn how workers’ compensation laws are administered, regulated, and financed across jurisdictions. Explore leadership and political control within the jurisdictional structure and understand how stakeholders are engaged in the public policy process. Discuss key differences between public and private insurance models, sub-national and national, and administrative, commission, and court systems.


Assignment


July 2022

Overview of Insurance

Learn the fundamental differences between workers’ compensation and other liability insurance programs, including financing of both public and private insurance models. Understand special mechanisms in private insurance regulation, including the role of “insurer of last resort” and rating bureaus. Learn about basic insurance functions including underwriting, loss control, and the claims process, and discuss how these functions impact system stakeholders including employers and employees. Learn the common metrics that describe insurer performance and consider why it is important for jurisdictions to follow insurance market trends.


Overview of Self-Insurance

Many jurisdictions, including both public and private models, allow some companies to self-insure for their claims liabilities. Discuss the benefits of self-insurance and the unique challenges self-insurance may present for public policy makers. Learn the differences between traditional self-insurance, group self-insurance, large deductible policies, and other regulatory models. Understand the common financial and organizational performance metrics that jurisdictions evaluate and monitor to allow companies to become and remain self-insured. 


The Claims Process

Understand the distinctive features of the workers’ compensation claims process and the basic principles of successful claims management. Learn about the events that occur during the life of a workers’ compensation claim from the time the accident occurs until the claim is closed or resolved. Participants will also explore where friction points in a claim can occur and how additional resources are used to assist in complicated claims. 


Principles of Workers' Compensation Workshop

This workshop will cover the fundamental public policy principles of workers’ compensation addressing benefit levels and adequacy, permanent impairment rating and compensation, causation standards, delivery of medical care, and elective vs. compulsory coverage arrangements. This course will provide an essential foundation in understanding workers' compensation systems and provide insight on the challenges policymakers face in responding to calls for system change. Appreciate how jurisdictional differences impact the application of these principles around the world.


August 2022

Dispute Resolution

Contested cases result in the need for both informal and formal dispute resolution systems across jurisdictions. Learn about commonalities and differences across jurisdictions and how the administrative and regulatory structure impacts the resolution process. Discuss differences in administrative and civil court proceedings, and jurisdictional practices for mediation, rules of evidence, and appeals. Understand how case law created through the dispute resolution process can shape a system without a law change.


Data Reporting

Jurisdictions collect data in order to monitor and manage their workers compensation system. Learn what information jurisdictions collect and for what purpose. Participants will also explore the principles of good metrics and performance measurement.


Medical Management

In many jurisdictions, medical costs now represent more than 60% of overall expenditures in the system. Effectively managing medical care is essential to improving outcomes and maintaining system equity. Gain a basic understanding of the many strategies jurisdictions have adopted to manage medical including fee schedules, treatment guidelines, utilization review, managed care, and more. Compare and contrast the experiences of medical management in public and private  insurance models. Understand the role of medical directors and medical advisory committees in shaping policy and practice.


Return to Work

Learn why return to work is important and why it should be seen as a key element to an injured worker’s recovery. Hear what regulators and policymakers can do to remove barriers to return-to-work and to support the process through education, administrative procedure review, and timely dispute resolution practices.


Discussion Session


September 2022

Discussion Session
Writing Assignment

Final Test
Exit Survey